FNB has partnered with grocery retailer Spar to offer FNB Private Clients, Private Wealth and RMB clients up to 15% back in eBucks when they shop in-store at Spar, SuperSpar, KwikSpar and Tops using their virtual cards.
Customers must opt in for earning eBucks at Spar on their FNB or RMB Private Bank apps, and to use their virtual cards to transact to earn the maximum rewards.
One of the key security features of the FNB and RMB Private Bank virtual card is its dynamic CVV (card verification value). The dynamic CVV number changes frequently to provide clients with better protection from fraud.
The eBucks rewards programme and Spar grocery partner earn rules include:
| Segment | Card type | Earn rate | ||||
| Private Clients | Physical card | 0.5% | ||||
| Virtual card | Reward level 1 | Reward level 2 | Reward level 3 | Reward level 4 | Reward level 5 | |
| 1% | 2.5% | 5% | 7.5% | 15% | ||
| Private Wealth /
RMB Private Bank clients |
Physical card | 1% | ||||
| Virtual card | Reward level 1 | Reward level 2 | Reward level 3 | Reward level 4 | Reward level 5 | |
| 1% | 2.5% | 5% | 7.5% | 15% | ||
| * If you pay with your physical card, you can earn up to 1% back in eBucks depending on your FNB account
* eBucks earn is dependent on your reward level |
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