Close Menu
TechCentralTechCentral

    Subscribe to the newsletter

    Get the best South African technology news and analysis delivered to your e-mail inbox every morning.

    Facebook X (Twitter) YouTube LinkedIn
    WhatsApp Facebook X (Twitter) LinkedIn YouTube
    TechCentralTechCentral
    • News
      Pepkor builds R21-billion fintech giant - and plans to list it - Pieter Erasmus

      Pepkor builds R21-billion fintech giant – and plans to list it

      22 July 2026
      Samsung Fold8 series unveiled as folding phone war looms

      Samsung Fold8 series unveiled as folding phone war looms

      22 July 2026
      Everything you wanted to know about EVs but were afraid to ask

      Everything you wanted to know about EVs but were afraid to ask

      22 July 2026
      Bitcoin at $65 000: stalled, or simply early?

      Bitcoin at $65 000: stalled, or simply early?

      22 July 2026
      Smart ID renewals go mobile - Absa CEO Kenny Fihla with home affairs minister Leon Schreiber

      Smart ID renewals go mobile

      22 July 2026
    • World
      Meta AI will now tell parents if their teen is in crisis

      Meta AI will now tell parents if their teen is in crisis

      17 July 2026
      IBM shares crash 25% as AI upends software spending - Arvind Krishna

      IBM shares crash 25% as AI upends software spending

      15 July 2026
      Jony Ive's first OpenAI device: an AI smart speaker - Jony Ive and Sam Altman

      Jony Ive’s first OpenAI device: an AI smart speaker

      15 July 2026
      Stripe, Advent in talks to buy PayPal for $53-billion

      Stripe, Advent in talks to buy PayPal for $53-billion

      15 July 2026
      Memory crisis sends smartphone market into steep decline

      Memory crisis sends smartphone market into steep decline

      13 July 2026
    • In-depth
      The plan to stop AI from breaking the world - Google DeepMind CEO Demis Hassabis. Image: John Sears

      The plan to stop AI from breaking the world

      16 July 2026
      The internet has a Strait of Hormuz problem

      The internet has a Strait of Hormuz problem

      15 July 2026
      AI boom sparks rally, frenzy and fear

      AI boom sparks rally, frenzy and fear

      11 June 2026
      Every plug-in hybrid on sale in South Africa, ranked by price - Lamborghini Temerario

      Every plug-in hybrid on sale in South Africa, ranked by price

      7 June 2026
      What Wi-Fi 8 will mean for wireless networks

      What Wi-Fi 8 will mean for wireless networks

      1 June 2026
    • TCS
      The rands-and-cents case for electric trucks - William Kelly Watts & Wheels with Wills

      The rands-and-cents case for electric trucks

      20 July 2026
      Watts & Wheels S1E7: 'Ferrari's EV breaks the internet'

      Watts & Wheels S1E7: ‘Ferrari’s EV breaks the internet’

      8 July 2026
      TCS+ | How Tracker is turning vehicle data into business strategy - Silvia Schollenberger

      TCS+ | How Tracker is turning vehicle data into business strategy

      1 July 2026
      TCS+ | IBM Bob: an AI-powered 'development partner' for the enterprise - David Spurway

      TCS+ | IBM Bob: an AI-powered development partner for the enterprise

      30 June 2026
      Watts & Wheels S1E6: 'A flawless Alfa and a bakkie that divides'

      Watts & Wheels S1E6: ‘A flawless Alfa and a bakkie that divides’

      17 June 2026
    • Opinion
      Selling vapour is corporate suicide in slow motion - Jannie van Zyl

      Selling vapour is corporate suicide in slow motion

      16 July 2026
      Brazil's online gambling crackdown is a lesson for South Africa

      How Amazon outmanoeuvred Starlink in South Africa

      15 July 2026
      The Popia problem with agentic AI - Herman Haasbroek

      The Popia problem with agentic AI

      14 July 2026
      The author, Fanie van Rooyen

      South Africa can still catch the AI wave – here’s how

      7 July 2026
      The author, Fanie van Rooyen

      The AI utopia South Africa can’t afford

      1 July 2026
    • Company Hubs
      • 1Stream
      • Africa Data Centres
      • AfriGIS
      • Altron Digital Business
      • Altron Document Solutions
      • Altron Group
      • Arctic Wolf
      • Ascent Technology
      • AvertITD
      • BBD
      • Braintree
      • CallMiner
      • CambriLearn
      • CM Telecom
      • Contactable
      • CYBER1 Solutions
      • Digicloud Africa
      • Digimune
      • Domains.co.za
      • ESET
      • Euphoria Telecom
      • HOSTAFRICA
      • Incredible Business
      • iONLINE
      • IQbusiness
      • Iris Network Systems
      • Kaspersky
      • LSD Open
      • Mitel
      • NEC XON
      • Netstar
      • Network Platforms
      • Next DLP
      • Ovations
      • Paracon
      • Paratus
      • Q-KON
      • SevenC
      • SkyWire
      • Solid8 Technologies
      • Telit Cinterion
      • Telviva
      • Tenable
      • Vertiv
      • Videri Digital
      • Vodacom Business
      • Vox
      • Wipro
      • Workday
      • XLink
    • Sections
      • AI and machine learning
      • Banking
      • Broadcasting and Media
      • Cloud services
      • Contact centres and CX
      • Cryptocurrencies
      • Education and skills
      • Electronics and hardware
      • Energy and sustainability
      • Enterprise software
      • Financial services
      • HealthTech
      • Information security
      • Internet and connectivity
      • Internet of Things
      • Investment
      • IT services
      • Lifestyle
      • Policy and regulation
      • Public sector
      • Retail and e-commerce
      • Satellite communications
      • Science
      • SMEs and start-ups
      • Social media
      • Talent and leadership
      • Telecoms
      • Watts & Wheels
    • Events
    • Advertise
    TechCentralTechCentral
    Home » Sections » Financial services » Visa readies the rails for AI shoppers

    Visa readies the rails for AI shoppers

    Payments giant Visa has detailed how AI agents, richer tokens and blockchain settlement will reshape commerce.
    By Fanie van Rooyen2 July 2026
    Twitter LinkedIn Facebook WhatsApp Email Telegram Copy Link
    News Alerts
    WhatsApp

    Visa readies the rails for AI shoppers

    Visa has set out a suite of AI, tokenisation and stablecoin capabilities it says will help banks and merchants across Central and Eastern Europe, the Middle East and Africa (Cemea) prepare for the next phase of commerce – one in which software agents increasingly shop and pay on people’s behalf.

    The announcement this week groups the changes into two shifts the company says are reshaping both the frontends and backends of money movement: AI at the point of purchase, and stablecoins in the plumbing behind settlement.

    “Commerce is entering a new phase that is increasingly intelligent, programmable and embedded into everyday experiences,” said Tareq Muhmood, regional president for Cemea at Visa. “For companies serving the digital economy the opportunity is significant, but so is the need for trust and interoperability.”

    Tokenisation has been one of the main drivers of e-commerce growth in the region

    At the frontend, Visa is expanding Visa Intelligent Commerce, its platform for so-called agentic commerce, meant to give AI agents the controls to discover, initiate and complete transactions securely. Two new pieces support it: an Agent Score, built with New Generation, that lets merchants test whether AI agents can navigate and complete tasks on their sites, and an Agentic Directory that verifies which agents and merchants are legitimate participants.

    The news comes as Visa readies local banks for the shift. As TechCentral reported last month, the company has enrolled South African banks in its Agentic Ready programme, though none has gone live locally yet, and has deepened a partnership with OpenAI to embed its network into AI experiences. Consumer appetite remains the sticking point: Visa’s own Stay Secure 2026 study found only 23% of South African consumers would trust an AI agent to complete a purchase for them.

    Richer, more trusted tokens

    Tokenisation has been one of the main drivers of e-commerce growth in the region. In Cemea, tokenised transactions have climbed from 26% in 2023 to 70% in 2026, according to Visa. The company is now enriching the data tokens carry – adding detail on the transaction type, where a token is used and who is making the payment – and introducing a token assurance signal that judges each token across its lifecycle to gauge the trust behind a transaction. Visa argues this gives tokens a stronger role as the foundation for automated, AI-driven payments.

    On settlement, Visa said it has moved billions of dollars in stablecoins across VisaNet, reaching an annualised run rate of about US$7-billion as of March 2026, up from the $4.5-billion it cited in January. In Cemea, settlement volumes have risen nearly 60 times since the capability launched a year ago. With issuing banks already settling seven days a week on-chain, Visa is working to extend the same to acquirers.

    The company also plans Tokenised Deposits, a technology layer to let banks turn traditional deposits into programmable, always-on digital money while keeping funds on their balance sheets, and said more than 160 stablecoin-linked card programmes are now live or in development globally. The moves sharpen a contest with rival Mastercard, which is plotting its own stablecoin push, and play to a region where Africa is among the world’s fastest-growing markets for stablecoin adoption.

    Visa also launched Visa Trip Intelligence in Cemea, an AI travel capability that combines VisaNet data with third-party sources to infer travel intent and generate itineraries, letting banks offer pre-travel support and reduce payment friction.  – © 2026 NewsCentral Media

    • Subscribe to TechCentral’s daily newsletter
    • Get breaking news alerts on WhatsApp
    Follow TechCentral on Google News Add TechCentral as your preferred source on Google


    Tareq Muhmood Visa
    WhatsApp YouTube
    Share. Facebook Twitter LinkedIn WhatsApp Telegram Email Copy Link
    Previous ArticleIspa pushes back on plan to block offshore gambling sites
    Next Article TCS | Pick n Pay’s Enrico Ferigolli on Penny, the AI that shops for you

    Related Posts

    Mastercard bets billions on the tech that could eat its lunch - Prakriti Singh

    Mastercard bets billions on the tech that could eat its lunch

    21 July 2026
    South Africans warm to AI doing their shopping: DHL

    South Africans warm to AI doing their shopping: DHL

    10 July 2026
    Visa, FNB and RMB take aim at corporate cash - Lineshree Moodley

    Visa, FNB and RMB take aim at corporate cash

    24 June 2026
    Company News
    Samsung's new Galaxy Z series: foldables, perfected

    Samsung’s new Galaxy Z series: foldables, perfected

    22 July 2026
    Is your cloud PBX a hacker's back door? Centracom

    Is your cloud PBX a hacker’s back door?

    22 July 2026

    Africa’s biggest entrepreneurship gathering heads for Cape Town

    22 July 2026
    Opinion
    Selling vapour is corporate suicide in slow motion - Jannie van Zyl

    Selling vapour is corporate suicide in slow motion

    16 July 2026
    Brazil's online gambling crackdown is a lesson for South Africa

    How Amazon outmanoeuvred Starlink in South Africa

    15 July 2026
    The Popia problem with agentic AI - Herman Haasbroek

    The Popia problem with agentic AI

    14 July 2026

    Subscribe to Updates

    Get the best South African technology news and analysis delivered to your e-mail inbox every morning.

    Latest Posts
    Pepkor builds R21-billion fintech giant - and plans to list it - Pieter Erasmus

    Pepkor builds R21-billion fintech giant – and plans to list it

    22 July 2026
    Samsung Fold8 series unveiled as folding phone war looms

    Samsung Fold8 series unveiled as folding phone war looms

    22 July 2026
    Everything you wanted to know about EVs but were afraid to ask

    Everything you wanted to know about EVs but were afraid to ask

    22 July 2026
    Bitcoin at $65 000: stalled, or simply early?

    Bitcoin at $65 000: stalled, or simply early?

    22 July 2026
    © 2009 - 2026 NewsCentral Media
    Built and maintained by Chronon
    • Cookie policy (ZA)
    • TechCentral – privacy and Popia

    Type above and press Enter to search. Press Esc to cancel.

    Manage consent

    TechCentral uses cookies to enhance its offerings. Consenting to these technologies allows us to serve you better. Not consenting or withdrawing consent may adversely affect certain features and functions of the website.

    Functional Always active
    The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
    Preferences
    The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
    Statistics
    The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
    Marketing
    The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
    • Manage options
    • Manage services
    • Manage {vendor_count} vendors
    • Read more about these purposes
    View preferences
    • {title}
    • {title}
    • {title}